A coalition of medical societies are arguing that claims denials by Athem violate numerous laws, the first being the "prudent layperson" standard, a law in most states and included in the Affordable Care Act that gives patients protection to seek emergency care and hospitals' assurance that they will be reimbursed. Anthem's ED policy is active in six states. ACEP filed its first suit in Georgia because the State's medical association came forward as a potential partner in a lawsuit. Learn how the coalition is fighting for patients and physicians. The next State impacted by insurer denials could be your own.